Multi-bike Insurance Policies

Discussion in 'Lounge' started by Tigcraft, Jul 30, 2021.

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  1. Dougie D

    Dougie D Crème de la Crème

    Jan 30, 2016
    10,662
    1,000
    Blairgowrie Perthshire
    I've renewed with BeMoto as i was very impressed last year with the price (much cheaper than any of the competition) and their knowledge of bikes was a welcome surprise!..guess what £60 cheaper than last year, i wasn't expecting that! :cool:
    If you havn't tried them give them a phone come renewal,i can thoroughly recommend them :)
     
    • Informative Informative x 1
  2. Tallpaul

    Tallpaul Noble Member

    Apr 7, 2019
    607
    393
    Kidderminster
    I have a multibike policy with Peter James. They cover 4 bikes for me, 2021 900 GT PRO, 2003 790 Bonneville, 1981 CX500, 1972 CL100. Last year I paid £328. Unlimited mileage, international recovery, legal protection. No admin charges for changes to bikes AND they refund any difference with no deductions.
     
    • Like Like x 2
  3. Pegscraper

    Pegscraper Elite Member

    Jun 12, 2020
    3,283
    800
    Yorkshire
    I have 2 bikes on a Kawasaki Insurance? policy and just had a total loss payout on a theft claim for the Triumph. I was pleasantly surprised with the settlement but the renewal in June may well be a diferent story. Might have to sell one of my kidneys.
     
  4. Octoberon

    Octoberon Crème de la Crème

    Jul 2, 2020
    2,250
    1,000
    Peak District, Yorkshire
    That's encouraging. I have one bike with them and wanted to check out their multi-bike cover.
     
  5. andypandy

    andypandy Crème de la Crème

    Jan 10, 2016
    4,082
    1,000
    Shaw
    Just renewed with Bennetts on my Z900RS and I reckon it's gone down about £50 from last year. Could this be due to the new rules ? i.e. present customers are no longer subsidising new customers.
     
  6. Octoberon

    Octoberon Crème de la Crème

    Jul 2, 2020
    2,250
    1,000
    Peak District, Yorkshire
    Unlikely to be that simple given the complex way insurance companies calculate risk.
     
    • Disagree Disagree x 1
  7. tcbandituk

    Subscriber

    Apr 8, 2016
    2,812
    1,000
    Reading
    Think of a realistic figure and double it?
     
    • Funny Funny x 1
  8. RainaRitch

    RainaRitch New Member

    Dec 25, 2022
    0
    1
    USA
    I, too, have never been able to understand the policies of different insurance companies. How could an older third bike be insured at a higher price? The cyclist liability on the road plays no small role in the insurance case. And you can't put another rider on the insurance. That's a 50/50 split. Either you didn't think about it beforehand, or they forgot to inform you. It's hard to prove now. And the fact that the bike had to be either buckled or locked should have been on the insurance.
     
  9. Eldon

    Eldon Elite Member

    Nov 14, 2018
    6,321
    800
    North Yorkshire
    #29 Eldon, Dec 26, 2022
    Last edited: Dec 26, 2022
    Another vote for BeMoto.

    I have the following in one wrapper (each bike has a separate policy but all under 1 umbrella :(:rolleyes:);
    2018 765RS
    2018 900 ST
    2009 675R
    1985 Armstrong MT500

    All above fully comprehensive with 3000 miles each limit £470

    Beware of any small print as I've mentioned on here previously. Prior to BeMoto my insurer expected me to not leave my bike on the drive at ANY time. For example if you washed it then you'd have to do it INSIDE the garage or put the bike back in each time you went for another bucket of water :scream:
     
  10. Oldskool

    Oldskool Elite Member

    Jan 29, 2019
    2,676
    800
    Hertfordshire
    I’m with bikesure, two bikes on a multi bike policy.
    2004 MV F4 1000 and my 2018 Speed Triple RS. This year it’s gone down £45.00 to £177.00
    Not worth my time shopping around to try to discount that….
     
    • Agree Agree x 2
    • Like Like x 1
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