Insurance....You want how much!!!!!!

Discussion in 'Triumph General Discussion' started by Thruccyboy, May 18, 2016.

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  1. steve lovatt

    steve lovatt Something else

    May 12, 2014
    9,218
    1,000
    North Yorkshire
    #21 steve lovatt, May 21, 2016
    It's legal robbery on their part. :eek:
     
  2. andypandy

    andypandy Crème de la Crème

    Jan 10, 2016
    4,082
    1,000
    Shaw
    #22 andypandy, May 21, 2016
    They will tell you ANYTHING.
    Last month I rang MCE to ask for "proof of ncd" a few days before my policy with them expired as I was going with Bennetts. The prick on the other end of the phone said he couldn't do that as it was illegal !!! When I asked him exactly which law that would be breaking he changed the subject abruptly. When pressed he said some bollocks about if i'd had an accident in the next few days I would have proof of NCD. He was just a lying tw4t, no other word for it. A week or so later I had no trouble getting proof of NCD off "More Than" insurance a few days before my car insurance expired.
    Effin hate the scrotes.
     
    • Like Like x 1
  3. Thruccyboy

    Thruccyboy Senior Member

    Nov 18, 2015
    458
    113
    Essex
    #23 Thruccyboy, May 23, 2016
    Had trouble with MCE too......Thought at one stage it stood for "Most Cancel Early"!!!!!!!
    I absolutely hate doing bike insurance..... You go through all the questions about bike security and modifications & really....does it make any flipping difference at all when quotes from different companies are as varied as £300-400....of course it bloody don`t!:mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::mad::(
     
  4. Milky1190

    Milky1190 New Member

    Aug 27, 2016
    0
    1
    Gloucestershire
    #24 Milky1190, Aug 30, 2016
    Just had an insurance quote for a thruxton R from Bennetts via Highway. £216 comprehensive cover. £250 compulsory XS no voluntary XS.
     
  5. Thruccyboy

    Thruccyboy Senior Member

    Nov 18, 2015
    458
    113
    Essex
    #25 Thruccyboy, Aug 30, 2016
    Sounds good to me....grab it with both hands before it looks like rain & they change their quote
     
  6. Havit

    Havit Admin
    Staff Member Subscriber

    Jul 17, 2015
    9,662
    1,000
    Kent
    #26 Havit, Aug 30, 2016
    I know we have spoken about this before. Carol Nash are a nightmare for upping the premium on your renewal.
    There seems to be no thought of loyalty when it comes to renewals. My insurance renewal quote was well over what I paid the year before.I had to phone around until I found a decent price ( came out the same price I paid Carol Nash last year;))I then phoned Carol Nash to tell them, and Guess what.........They matched it:D. What annoys me is if they can match it , why didn't they give me that price in the first place:mad:. would have saved all the phoning around Ect. I told them that if it happens next year they can stick it up there arse.:p Some people would be foolish enough just to pay the renewal as they don't want the hassle of phoning around. But when you cant trust the insurers to give you their best price then you either do the donkey work or pay through the nose:oops:
     
    • Like Like x 2
  7. GaryM

    GaryM It's him, you know who. Him from you know ....

    Apr 28, 2016
    862
    500
    Patna , Ayrshire
    #27 GaryM, Aug 30, 2016
    You can't trust them at all. They are quick to take your money but if you are involved in anything watch out.
    My experiance is that they fanny about and keep you dangling for as long as possible.
    Bunch of t...........
     
    • Like Like x 1
  8. Modalconfusion

    Modalconfusion Active Member

    Jul 28, 2016
    211
    43
    Stafford
    #28 Modalconfusion, Aug 30, 2016
    Wasn't it Bikesure that got awful reviews with ref to if ever you need to make a claim,
     
  9. Modalconfusion

    Modalconfusion Active Member

    Jul 28, 2016
    211
    43
    Stafford
    #29 Modalconfusion, Aug 30, 2016
    Had that with getting mine of Devitts, it's bloody hard work which there is no reason for it to be.
     
  10. H.O.

    H.O. Noble Member

    Nov 28, 2015
    1,045
    300
    ARDROSSAN, AYRSHIRE
    #30 H.O., Aug 30, 2016
    Bennetts sent mine through the post with the renewal notice so I was able to send a copy of the NCB to Hastings Direct on their request, about the only good thing I can say about bloody Bennetts!!
    All done before the expiry/commencement of old/new policies.
     
  11. Dave Teece

    Dave Teece Well-Known Member

    Jun 17, 2016
    175
    93
    South Essex
    #31 Dave Teece, Aug 30, 2016
    I was happy with my quote on the Triple. 54yo, 14yrs ncb and it went down from £120 TPFT on my BMW F800S to £99 FC with MCE. The excess is higher but I don't plan on claiming (I know, it could happen) and I have just told them about my mods and every thing was fine. Guy on the phone said they don't touch turbo's, superchargers or flux capacitors, everything else is okay.
     
    • Like Like x 2
  12. Havit

    Havit Admin
    Staff Member Subscriber

    Jul 17, 2015
    9,662
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    #32 Havit, Aug 30, 2016
    Where abouts in south Essex are you?
     
  13. Dave Teece

    Dave Teece Well-Known Member

    Jun 17, 2016
    175
    93
    South Essex
    #33 Dave Teece, Aug 30, 2016
    I'm based near the Dartford crossing, Wayne.
     
    • Like Like x 1
  14. Thruccyboy

    Thruccyboy Senior Member

    Nov 18, 2015
    458
    113
    Essex
    #34 Thruccyboy, Aug 30, 2016
    Last edited: Aug 30, 2016
    Talking of mods...Why do they always ask...does it have a sidecar fitted? WTF is that dumb question asked for? I doubt 5% of bikes these days have them yet I get asked every bloody time...while I'm moaning...Why don't they actually have someone who knows the difference between Norman Hyde rear sets & standard ones...geeeeez .....
    The frustration of it all
     
  15. Thruccyboy

    Thruccyboy Senior Member

    Nov 18, 2015
    458
    113
    Essex
    #35 Thruccyboy, Aug 30, 2016
    Talking of mods...Why do they always ask...does it have a sidecar fitted? WTF is that dumb question asked for? I doubt 5% of bikes these days have them yet I get asked every bloody time...while I'm moaning...Why don't they actually have someone who knows the difference between Norman Hyde rear sets & standard ones...geeeeez .....
    The frustration of it all.
     
  16. Thruccyboy

    Thruccyboy Senior Member

    Nov 18, 2015
    458
    113
    Essex
    #36 Thruccyboy, Aug 30, 2016
    BeWiser were without a doubt the worst company I've ever had the misfortune to take bike insurance out with.
    I was happy with their quote but 1 week later they phoned me & said that they'd quoted my 2012 thruxton as a 2002 model & that now my insurance will go up to £700!!!!! When I told them that they didn't make thruxtons in 2002 they acknowledged that but said I'd have to pay the difference or cancel. Ok I'll cancel I said...they said fine....that'll be £50 per policy then.
    After many,many letters I got most of my money back & went elsewhere
    I should have BeWiser & avoided them in the first place I guess.
     
    • Like Like x 2
  17. Triumpirate

    Triumpirate Member

    Aug 15, 2016
    48
    18
    USA
    #37 Triumpirate, Sep 4, 2016
    Watch it now - you're starting to sound like a Yank. ;)
     
  18. Triumpirate

    Triumpirate Member

    Aug 15, 2016
    48
    18
    USA
    #38 Triumpirate, Sep 4, 2016
    Here in the states I pay about $100 US (75 GBP) per year for basic liability insurance on my bike. That doesn't cover theft or if I wreck my bike and it's my fault. Just covers me for damage to other vehicles and people, but is all I need legally.
     
  19. Sprinter

    Sprinter Kinigit

    Aug 17, 2014
    6,029
    1,000
    uk
    #39 Sprinter, Sep 4, 2016
    If you want to speak about prats on the phone and to go off topic a little then...
    the archetypal extraction of urine is Directory Enquiries 5 quid to find out a phone number and "can I put you through" for an extra quid.
    Bah Humbug
     
  20. H.O.

    H.O. Noble Member

    Nov 28, 2015
    1,045
    300
    ARDROSSAN, AYRSHIRE
    #40 H.O., Sep 5, 2016
    Over here its called Third Party Only, the legal mininium we can have, covers '3rd parties only', then '3rd party fire & theft', then 'Fully comprehensive', then you get into the mine field of voluntary excess, previous claim loadings and any other way they can steal off of us, legally of course!
     
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