Thruxton Anybody else tried to insure a Bobber?

Discussion in 'Thruxton, Scrambler & Trident' started by dickydido, Mar 13, 2017.

  1. dickydido

    dickydido Senior Member

    Nov 3, 2016
    349
    113
    Wiltshire
    Firstly, as there currently is no formal Bobber section within the Classic section of the Forum I chose to put this here as I also have a Thruxton and spend most of my Forum time here, so sorry about that........Moderator(s) please move as appropriate, many thanks.

    I collect my Bobber this coming Wednesday and have been trying to get insurance on it but so far without success.

    Only one out of the insurers I have approached actually knew what a Bobber was......the rest?........' there is nothing on our system so we cannot quote on something that does not exist'.....

    I quoted the ABI number that the local Triumph dealer gave me to each of the agencies..........this is supposedly the secret code that identifies to the insurance company's exactly what the Bobber is and what it is capable of so they can put a cost on insuring it.......the dealer said that Triumph had broadcasted this ABI code throughout the land so all agencies would know what it is and would be able to quote!!!.........eeeerrrrrrrr, that's a no then!.......

    Has anybody else had any luck in getting a realistic quote on a Bobber?, if yes, please will you share it with me, many thanks.

    The one agency that did know what it was quoted a figure that was way in excess of what I am paying for cover on my Thruxton! I explained to the guy on the phone that:

    The Thruxton costs more to buy than the Bobber
    The Thruxton is 20 BHP more powerful than the Bobber
    The Thruxton has more Torques than the Bobber

    .....he just said 'but the Bobber's a new bike so it will be more expensive to insure'........I explained that the Thruxton was a new bike in 2016........he just said......' the computer says no!'.......

    ....is it just me or is the World really this fcuked up?........

    Cheers,

    dickydido
     
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  2. Rich Bryce

    Rich Bryce Dead Eye Dick

    Sep 18, 2015
    2,987
    1,000
    Bedford
    I'm really surprised Triumph hadn't already got this sorted with the insurance industry long before launch. This sounds negligent.
     
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  3. crispey

    crispey crispey creme de la creme

    Nov 6, 2014
    7,225
    1,000
    Uk
    Sorry dicky, I know it's not your fault, but they've looked at the bobber catchment and reckon anyone who'll pay big bucks for coffee that's passed through a rodents anus will be a fair cop, maybe you could negotiate a deal to get a beard trimmer included
     
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  4. Midas

    Midas Member

    Mar 26, 2016
    40
    18
    Manchester, UK
    Strange you should bring this up...my mate came round here on his new Bobber yesterday and he told me the insurance company had never heard of it. he just told them it was a T120 and that was that. I've told him he needs to put that right as soon as he can.

    I had a go on it (after I adjusted the chain to the spec in the Bobber handbook, slackest chain I've ever seen in my life, and that was straight from the dealer) and it was quite nice to ride.
    The gearing is very, very long legged, nice bike though, I didn't really like what I've seen in the pictures that are around but it's a lot nicer up close. Sounds nice standard too...


    IMAG1179.jpg IMAG1180.jpg IMAG1184.jpg
     
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  5. dickydido

    dickydido Senior Member

    Nov 3, 2016
    349
    113
    Wiltshire
    Hi Crispy,

    .....I use Mrs dickydido's 'lady garden' trimmer on my beard just for the added frisson and neural stimulation it gives me!........I heard Billy Connolly telling a story about what an old guy had said to him.................'as you get older, always take every opportunity to take a pee, never waste an erection, and, never trust a fart!.......at 61 I follow that mantra and take every sensual stimulant I can get!.......so no need of another beard mower.....

    .......down here in Wurzalshire, we sup cloudy cider, suck on bits of old straw, wear smocks and carry pitchforks.......it was you lads up in 'Lunnen' that started off this rodent digestive tract enhanced coffee drinking m'larky........

    Cheers,

    dicky oooo aarrrr dido
     
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  6. crispey

    crispey crispey creme de la creme

    Nov 6, 2014
    7,225
    1,000
    Uk
    I'd be happy to have it exported down your way:D
     
  7. dickydido

    dickydido Senior Member

    Nov 3, 2016
    349
    113
    Wiltshire
    #6 dickydido, Mar 14, 2017
    Last edited: Mar 14, 2017
    Hi Midas,

    .....that would make a nice accompaniment to your R in the garage....but get yours in black of course.......uuuummmm, a blown Bobber........that'd go well......

    ....that was good advice to your mate.......and talking of insurance.......any trouble getting cover on your R?............I bet it was spicy!.......

    .....any progress in sorting out your remaining issues with it?

    Cheers,

    dickydido
     
  8. dickydido

    dickydido Senior Member

    Nov 3, 2016
    349
    113
    Wiltshire
    Hi Crispy,

    ......that sounds like a 'sh 1 t' idea to me.....

    .....and we're up to our gaiters in 'sh 1 t' down 'ere what with all them damn'd cows wanderin' about the lanes......yous city slickers best keep it up there!.......

    Cheers,

    farmer dido
     
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  9. crispey

    crispey crispey creme de la creme

    Nov 6, 2014
    7,225
    1,000
    Uk
    Secretly I'm jealous dicky, it all started when you bought an R! Can we keep it between ourselves tho' ;)
     
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  10. dickydido

    dickydido Senior Member

    Nov 3, 2016
    349
    113
    Wiltshire
    Hi Crispy,

    ........no R here even though I'm a Wurzelshire man and like all the girls down 'ere, we roll ar' r's.....!!!....

    ....I'm a Thruxton 12 man......a true classic, none of that upside down new fangled yellow and gold nonsense in our house!.....

    ....but I understand your envy.....I still can't believe Mrs dickydido went and bought the Bobber as my 61st birthday present, what a girl........if I can get it insured in the next few hours I will actually be able to ride it out of the showroom tomorrow, fingers crossed......strictly between you, and me several folk, from several different departments from the Factory have been calling me since I lit a fire under them earlier today complaining that I could not get insurance on the Bobber and that members of the great unwashed.......me and you!......have been lying to insurance dealers by telling them it's a T120 just to get some kind of insurance cover to be able to ride it out the shop!.......you and I know they are completely uncovered even though they have paid the premium BUT for a completely different bike......

    .....STOP THE PRESS: even as I was typing this, a company has called, and after negotiations of the price to an acceptable level, have insured the Bobber........yeeeha!.......I'm riding it home tomorrow!.......

    ......if, anybody out there is still struggling to get legal, Bobber cover, call Bikesure.....and haggle a good deal!......

    Cheers,

    dickydido
     
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