Sprint panniers insurance cost

Guys,

my bike came with the triumph standard panniers for my 1050 sprint st, i have never used them, just done some touring with soft luggage but now considering using the panniers for a longer trip to europe but the last time i added them on my insurance quote it went up £400!!! so i didn't bother, does anybody else have this problem (insurance was with carol nash)

cheers guys

stu

 

Littleade, they are extras, therefore you are supposed to declare them on the insurance, i'm going to phone them tomorrow to see how much it is to tweak my insurance or see if they can do it for a month only? I'll post on here with how i get on.

 

Thanks for all the comments guys, i phoned them today and completely different reply compared to before i had the insurance in place, they just said no issues, no extra cost and they would just log it on the system that i have panniers?????? Great result!!!