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Wessa · Mar 9, 2020

Kenbro said: ↑

Can’t fault your way of thinking, Frecklechops. I was brought up by parents that wouldn’t have anything (Including their own home) they couldn’t pay for outright, so that’s how I’ve lived life, only I did borrow to buy an house and a workshop.
Wifey and I have had a few new cars over the years, but, now retired and having disposable income I would never consider buying a new car or bike, ever. Makes sense to let someone else take the first hit.
Our accountant once told us there was no better way to buy a vehicle than paying cash, if you could.
Thanking you, Ken
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Nothing wrong with having credit providing you have the ability to meet the repayments. Just saying....

Frecklechops · Mar 9, 2020

Wessa said: ↑

Nothing wrong with having credit providing you have the ability to meet the repayments. Just saying....
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People could lose their ability to make repayments at any moment. Lose their job etc. It's a slippery slope. I prefer to actually own things rather than just rent them from the company, which is what buying a vehicle on finance is

Don the Don · Mar 9, 2020

Frecklechops said: ↑

People could lose their ability to make repayments at any moment. Lose their job etc. It's a slippery slope. I prefer to actually own things rather than just rent them from the company, which is what buying a vehicle on finance is
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Like my old Grandad told me, better a shilling of your own than two of someone else's.

Wessa · Mar 9, 2020

Frecklechops said: ↑

People could lose their ability to make repayments at any moment. Lose their job etc. It's a slippery slope. I prefer to actually own things rather than just rent them from the company, which is what buying a vehicle on finance is
Click to expand...

I understand your point and if you are comfortable with that approach good on you.

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