Breakdown Insurance Renewal

My TTR is a year old on 1st March. Have had a letter from Triumph in association with RAC offering cover for £75, (first year was free) which seems a little bit excessive to me. However, having checked 'go compare' sites, I can get cheap cover but. With caveats attached I.e. Only one claim a year permitted, or excess of £40 on each claim, 10 mile restriction for recovery in the event of puncture/ tyre damage etc etc. Just wondering what cover & who you lovely people on the forum pay Your precious pennies to.

 

I have full family vehicle breakdown with rac covers 4 of us separately in any vehicle, I think there is a limit to the amount of call outs tho, cost me around £175

 

And who said romance is dead??

 

I have used recuemycar.com for a number of years for car breakdown, they do motorcycle breakdown and you can get an instant online quote. Always found them great to deal with and never any problems.
My bike is insured with Carol Nash who include breakdown cover with their policies, but if I didn’t have that I would consider rescuemycar.
Read a few good reviews recently on Start Rescue.co.uk but cannot comment other than the reviews and their prices seem competitive.

 

multi vehicle as well

 

I either insure with Carole Nash or Bennett's. Play one off against the other.

Both offer RAC cover as an added extra. Always thought prices were very reasonable so I've always just added it on. They dealt with a mates breakdown in France very professionally a while back.

 

Just been looking at terms & conditions on RAC. Exclusions: Punctures/ Tyres on motorcycles. So I phoned them & explained that if a motorcycle gets a puncture that is in my book classified as a breakdown. The response was: If you have a puncture we will attempt to repair roadside, if not successful, we will recover motorcycle to nearest tyre stockist. Again in small print must be within 10 miles! So now I'm really confused

 

Just been looking at terms & conditions on RAC. Exclusions: Punctures/ Tyres on motorcycles. So I phoned them & explained that if a motorcycle gets a puncture that is in my book classified as a breakdown. The response was: If you have a puncture we will attempt to repair roadside, if not successful, we will recover motorcycle to nearest tyre stockist. Again in small print must be within 10 miles! So now I'm really confused

 

Ken you've just reminded me when I called on the RAC for a punctured bike tyre some years back.

On a Sunday ride out with the rats somewhere near the Welsh borders. We, the bike gang, nor the RAC man could repair the tyre. Being a Sunday, with nowhere open, I was relayed back home to Birmingham. The " job " was left open until the next day and by mutual arrangement with another RAC patrol man I was relayed to my Triumph dealer for a new tyre. All in all excellent service. There was never any mention of a 10 mile limit.

Hope this will put your mind at rest a bit.

 

I renewed my Triumph recovery 6 months after the year was over for 75 pounds, when it was due I already had cover with Greenflag until December so rang the call line and asked if I could delay renewal until my Greenflag cover ran out, they agreed and told me that after the initial year the cover becomes "personal" cover for you in any car or bike so a no brainer. Be aware that to get the low price it is on auto renewal meaning they write to you 6 weeks before renewal with a price so if you're not happy with the deal cancel it.
Cheers, Pete

 

Happily I have any vehicle AA cover with my bank account. Used it once in nearly 40 yrs......

 

www.vehicle-rescue.com
VEHICLE RESCUE DIRECT.
Any vehicle under 16yrs old.
We've been with them for years now, @ £38 not surprising!
They have been bloody good, never charged us for change of vehicle or address, some times both in the same policy year.
Very few limitations, o.k. with bike punctures too, I've checked.
Key cover included.
Very helpful if you phone them with any questions or queries.
I have 2yrs Full AA cover included on the Honda, still have it with the car and will cover the Honda when the AA/Honda contract expires.
Terry

 

I use Rescuemycar been with them for years, had a puncture on the T100 about 2 miles from home, they picked the bike up and took it home no bother.

 

Thanks, still working on it. Can get multi car/bike offer with RAC for £45 using our Tesco vouchers. Not due til end Feb so will make decision soon

 

That’s good to know
I’ve been with them probably 10yrs or more...just never had to call on them

 

Should have called them out at Bellingham when your BPOS would'nt start!

 

I found the cheapest option for me which is to include EU breakdown was to insure through Carol Nash where it's include in the policy.
Premiums are slightly higher but not as much as the total cost of the cheapest insurance with the cheapest EU breakdown cover purchased separately.

 

I have renewed with the RAC every year since my 1st free year and still seems a very good deal as it covers both my bikes and car plus anything else I’m in as it’s personal not specific vehicle cover. It’s kept around the £75 mark if you pay on continuous arrangement otherwise it’s an extra £20 odd. Cheaper than everything else I looked at last year. Hope useful cheers

 

Ken, Go to Karol Nash for ins,