Carole Nash and my Write Off

Is this from the same incident as the twisted bars? Or a new accident???

 

Assuming your insurer Carole Nash decide to write off your bike, they will first make you an offer. YOU DO NOT HAVE TO ACCEPT THIS OFFER.

You need to gather information in preparation for this negotiation such as all your purchase documents (recent purchase if I remember correctly?) for the bike. Purchases of clothing and protective gear such as helmet that were damaged in the accident should all be justified with receipts. Any loss of earnings generated by this accident need to be claimed.

It's important to understand that the insurance company will want to pay out as little as they can get away with, so be prepared to find for every penny.

Carole Nash will instruct a loss assessor to visit the bike to evaluate it's condition and pre-accident value. They will then send a formal offer. Unless they are feeling surprisingly generous, you should reject this 1st offer and send them a counter off with photocopies of all justicatifs, receipts etc.

You will also want to establish what will happen about the insurance contract itself (once the claim has been paid out) as it is only recently started and was very expensive.

IN UK there are many firms of lawyers who will fight for compensation in a case like yours - might be worth speaking to them, before saying anything more to Carole Nash.

 

I had a fireblade with less damage and worth about £6500 and Carole Nash wrote it off. The bloke who picked it up for them said if they don't have enough room in workshop it's gone

 

1. It would unusual for a UK bike insurer to be involved in finding your next bike. Normally it's a financial transaction to compensate your loss;

2. As the accident has been accepted (??) as being not your fault, your insurer will be claiming off the 3rd party insurers. This includes all losses you suffer as a result of this accident. Just remember it's a negotiation.

 

Your insurance company will pay you and claim off the nurses insurance company. Your company will be keen to settle quickly to minimise admin costs.

Your current insurance will run until the end of the policy. Expect a hike in the cost of next years insurance (even though it's not your fault) . If you don't have your no claims protected it will reduce. (even though it's not your fault).

As Dave says. It's a negotiation so just keep saying no until you are happy with the offer.

 

Hi Sam, if you need any direct support, you've got my e-mail address.

 

Don't do things in a hurry here, take the advice of the above, consider all things carefully, look at replacement costs of anything damaged and possible labour costs and don't rush into anything.

 

As previously said, take it easy listen to any offers, make sure you make C.nash aware your claiming for your helmet and damage to clothing and also lost insurance premium(unless it carries on to new bike) Sam this is when you find out how good your insurance is !! as said dont except first offer unless your happy with it. and before you except anything be fully aware of whats on offer regards all your other expences and losses

 

Meant to ask Sam - the world we live in now categorises everything so when you take out insurance these days everything is paid for separately - as in helmet and clothing premium , legal premium so on and so on
Did you pay extra for any of this ? because insurance premium of 1600 quid is a lot of money.

 

Hells teeth Sam, you sure are one unlucky puppy, too ouches in quick time. Best of luck with the insurance claim, and next time get a bike with training wheels

 

Well that's a good thing Sam !! If you have separate insurance to cover clothing and helmet etc it will help
you recover more of your losses

 

Sam, was the bike recovered with costs ? You should charge the cheaky arses for storage as I always do. I used to do crash cars for a living and years ago it was £12 per day storage you could claim!!