It finally happend - Wiped out

You know if it's to be fixed on insurance, rather than written off, it will have to be by a place on the insurer's approved list, or at least that's my experience. And the damage you've outlined could very well result in an insurance write off, over which you have no control. They won't pay for the repairs but will give you the cash and the insurer will then own the bike. But there is nothing to stop you offering to buy the bike back from the insurers for scrap value and then doing it up. So get in quick. They shouldn't care who buys it so long as they get their money.

There will be a Cat D or Cat C recorded in the HPI register which will knock 30% or more off the resell value, and you're unlikely to ever get a main dealer to p/x, but if you plan to keep the bike and aren't bothered about selling it on any time soon then that might be a good plan.

If that is what happens then for as long as there is a current MOT you can take it on the road so long as it is road worthy. You don't need a new MOT.

Sorry if I'm teaching Granny to suck eggs.

 

RT, just saw this. Glad you are feeling alright. Fecking inattentive cagers, damn them all!

 

Blimey!! thats some damage on the car, glad your ok

 

Always a keen student mate.

 

You can have your bike repaired where you want, it does not have to be on your insurers approved list.

 

Sorry to hear this.
You've put quite a bit of time,effort and money into the bike.
But pleased your okay(ish).
If it's a write off,recover what you can and move on to a new bike.
Time for a new project and some new experiences.

 

Sorry to hear about this, Glad to here the Halvarssons served you well.

 

Happy to see so much damage on her car.
Glad you're okay, I get so annoyed at people's lack of awareness before changing lanes.

 

I've twice had accident repairs done under insurance on cars and both times, even though I got a better quote from my trusted garage, was told to take it to the approved panel beater and paint repair shop. Once with Zurich the other with Hastings. It was all to do with substantial 'trade' discounts the insurers negotiate with the huge amount of work they put through them, discounts that we don't get to see. Admittedly 30 years ago and more, so maybe times have changed.

 

Last claim we made, I told them who I wanted to use and they agreed!!!

 

The whole insurance/repair industry is a racket run by crooks to extort money from the consumer. I will explain further on the July meet up if you wish to hear more.

 

+ 1 for this

 

I have halvarssons gloves, couldn't recommend them high enough!

 

Oh, and glad your ok! Lol

 

Makes you think twice about filtering in traffic , glad you are ok - what a scare you must have got.